ATV Insurance in Texas
It is essential to have insurance for your all-terrain vehicle (ATV). ATV accidents can occur at unpredictable times and lead to high repair expenses. Having ATV insurance can help limit out-of-pocket costs if a covered accident occurs. Selecting the right policy may be challenging, which is why Miller Insurance Agency is here to help guide you through the process.
What Is ATV Insurance?
ATV coverage, often included under motorcycle insurance, financially protects policyholders from covered accidents. You’re usually required to pay an insurance premium to your coverage provider in return for assistance with covering costs after an incident. You also commonly must pay a deductible, an out-of-pocket expense you cover after an accident, before insurance helps you.
Does Texas Require ATV Insurance?
Texas does not require ATV owners to carry insurance for or register their toy vehicles. However, some areas may require you to prove financial responsibility to operate your ATV. Regardless of coverage requirements, having insurance can be an excellent form of financial protection. Recovering after an accident may be challenging to do without ATV insurance.
Does ATV Insurance Cover Theft?
Comprehensive coverage is optional for ATVs, but it often covers the loss of ATVs due to theft and vandalism, among other incidents. ATV insurance varies among policyholders, but standard coverage tends to include options such as:
- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured/underinsured motorist coverage
The agents at Miller Insurance Agency can help you learn more about additional ways to customize your insurance policy.
Where Can I Find Coverage?
If you are an ATV owner near Beaumont, Texas, the dedicated agents at Miller Insurance Agency are here to assist you in learning more about ATV insurance to help you decide on the right coverage for you and your toy vehicle.
For more information, call our agency today at 409-203-2027.