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Miller Insurance Agency Blog: auto insurance

View the latest blog posts from Miller Insurance Agency.

The legal minimum for car insurance, in most states, only covers liability. This ensures that, should you be found at fault in an accident, the other party is able to collect on their damages. Comprehensive and collision coverage will cover repairs. But it might leave you paying quite a bit out of pocket, if your car is totaled in an accident. READ MORE >>

Drivers may have more control over the costs of their auto insurance than they think. If you are interested in saving on car insurance, it's time to be proactive. Here are some steps you can take today to save on your auto insurance. 1. Ask about discounts. Auto insurance companies offer a variety of discounts on their policies. READ MORE >>

An accident occurs. You get a call from your auto insurance provider. They tell you the vehicle has significant damage. They total it. When this happens, you may wonder what your options are. Chances are good you do not have a lot of options. It may be time to buy a new car. READ MORE >>

It is a common myth. If you have a red car, you are more likely to have the police pull you over. As a result, that means you pay more in auto insurance. The good news is you can have a red car. It does not have any bearing on how much car insurance costs you. If you heard this myth, consider a few things that may have you believing it. READ MORE >>

Accidents can happen at any time. If you are driving a friend’s car, or if you allow a friend to drive your car, it can be hard to know whose auto insurance pays for the loss. The simplest way to determine this is to remember one fact. In most circumstances, car insurance follows the car, not the driver. READ MORE >>

Now that spring and summer are well underway, many areas will likely see an increase in severe storms. Among the threatening weather that might go with these storms are that loud, cold and heavy phenomenon—hail. Hail frequently falls in severe storms, and they can cause  damage. READ MORE >>

It’s still winter, but here in Beaumont we are nearing the beginning of spring and summer. This also means the beginning of hurricane season on June 1. Seasonal weather, as well as the more severe hurricanes can bring rain, flooding and wind. We certainly saw the effects of  severe water damage last year when Hurricane Harvey paid us a visit. READ MORE >>

Winter weather is upon us and with comes wet, snow-covered, and icy roads. When this occurs, many drivers believe they can handle the conditions. However, driving in poor conditions can cause frequent auto insurance claims. One way to avoid accidents is to focus on your tires. READ MORE >>

Insuring sports cars poses several key concerns for drivers. First, there is the need to insure the higher value of these vehicles. In addition, the vehicles usually have an increased risk level. This influences the cost of auto insurance. From the liability perspective, drivers need a quality policy they can rely on. READ MORE >>

You've heard the promotion. Bundle your car insurance, save money. Many people can save on their premiums by bundling different insurance policies through one carrier. Some people bundle their auto and home policies. Others bundle their renters insurance with their boat insurance. READ MORE >>

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