Front of Home at DuskAny responsible homeowner knows that home insurance is an important investment to protect your property. In fact, most mortgage companies will require you to maintain home insurance for the duration of the loan. Even so, many people aren't familiar with the details of these policies and what they actually cover.

Most standard home insurance policies can be broken down into three main sections, which include:
  • Property: This portion of your policy protects the structure of your house. You can be reimbursed for damages if a covered event occurs, such as weather damage, theft or fire. Depending on the details of your policy, your detached garage and/or shed may also be protected by this coverage.
  • Contents: This coverage protects your personal belongings within the home, such as furniture, clothing, artwork, computers and more. It's a good idea to create a personal inventory; this can help you can more accurately estimate the overall value of your belongings, allowing you to get the right amount of coverage.
  • Liability: In the event that a guest is injured on your property or other damages are sustained, this coverage can provide reimbursement for medical expenses and any associated legal expenses. Liability coverage is especially important if you have a pool or trampoline, as they can pose significant injury risks.
Your home insurance policy should be customized to your needs, in terms of the amount of coverage you purchase. It's ideal to find the right amount; this way, you can rest at ease knowing that your assets are protected, without paying for more coverage than you need.

Ready to get started? Our agents are ready to offer personalized assistance in order to help protect what you value most. Call Miller Insurance Agency at (409) 899-9531 for more information on Beaumont TX home insurance.
Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012

View Mobile Version
UPC Insurance
Swyfft logo
maison logo
standard property and casualty logo
anchor specialty