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Home » Blog

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May 27, 2024
millerbeaumont

Do I Need Extra Homeowners Insurance Coverage for My Home-based Business? 

As more people choose to work from home, understanding the insurance needs of your business while operating within the confines of your residence becomes crucial. Whether you’re a freelancer, consultant or artisan, having the right coverage can help financially protect against unexpected events and liabilities. Will Homeowners Insurance Cover My Home-based Business? Homeowners insurance typically […]
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March 21, 2024
millerbeaumont

What Is Replacement Cost vs. Cash Value in Auto Insurance? 

When you purchase comprehensive and collision auto insurance, the insurer agrees to help replace your vehicle if it’s a total loss after a covered accident or incident. The insurance payout for your car depends on numerous factors, including whether you have replacement cost (RC) insurance or actual cash value (ACV) insurance. Replacement Cost in Auto […]
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January 23, 2024
Agency

My Insurance Rate Increased – Factors Affecting Insurance Rates

For many people, insurance represents a critical part of overall financial security and stability. After all, these policies and their assorted coverage offerings can establish versatile and robust safeguards against fiscal losses that might otherwise incur far-reaching consequences for an individual’s finances and future. However, insurance policies are also investments themselves and as many policyholders […]
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November 9, 2023
millerbeaumont

What You Need to Know About Mobile Homes and Home Insurance

If you have or are looking at mobile homes, your homeowners insurance needs will be different than that of other types of homes. Each type of policy works similarly, but you need to have the right insurance for your type of home. Mobile homes are of course much different from stationary homes, after all. What […]
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September 12, 2023
millerbeaumont

RV Safety Tips for Families

Safety should always be at the forefront of your planning when embarking on a family adventure in a recreational vehicle (RV). RV travel offers the opportunity to create cherished memories on the road, but it also presents unique challenges and considerations. Whether you’re a seasoned RV enthusiast or planning your first trip, these tips can […]
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July 12, 2023
Agency

Why You Should Work With an Independent Insurance Agency

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
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July 5, 2023
Agency

Motorcycle Insurance for Your Scooter

There are many benefits to purchasing a scooter. This type of vehicle has become a very popular option today for various reasons, including the amount of money they can help you to save on fuel. Scooters tend to use much less fuel than typical cars and SUVs, but they also help reduce costs associated with […]
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June 14, 2023
Agency

Special Considerations for Toy Vehicle Insurance

What is a toy vehicle? It is not your child’s tricycle. A toy vehicle is a broad term for vehicles that many people use for fun and recreation.  Toy vehicles may include RVs, motorcycles, boats or custom cars. Most people who own these vehicles use them in a special and perhaps more guarded manner. For […]
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May 17, 2023
Agency

Antique and Classic Car Insurance

If you’re a car lover who owns a classic or antique vehicle, you’re probably wondering how you can best protect your investment. After all, some classic and antique cars are incredibly rare and expensive. That’s where antique and classic car insurance can come in handy.   What is antique and classic car insurance?  As the name […]
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April 18, 2023
Agency

Home Insurance and Your Spring Projects

When spring arrives, many people want to head outside to start enjoying their space. A few home improvement projects may happen, too. Making changes to your home is not a problem. However, it is important to consider your home’s risk factors.   Be sure that the changes you make do not increase risk. Make sure that […]
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