Many areas across Southeast Texas are facing major flooding and water damage in the wake of heavy thunderstorms earlier this week. Many people know that floods can spell disaster for homes, but what if your RV suffers water damage? In most cases, you'll need professional assistance — either for a deep clean or a total replacement of the vehicle. Luckily, your RV insurance policy can come in handy in this situation.
A comprehensive RV insurance policy is likely to cover various forms of water damage that were out of your control, many of which are a result of weather. This may include (but is not limited to):
- Mechanical failures
- Furniture and bedding
- Galley appliances
- Pumping system
When it comes to repairing water damage, the key is to move quickly. If left alone, mold and mildew can begin to develop, which can negatively affect the health of you and your family. Take pictures of the damages as proof, including the water's point of entry. As soon as possible, call your independent insurance agent or RV insurance provider to begin the claims process.
A representative will ask questions about the incident and an adjuster may be sent out to assess the vehicle. You may also be asked for the photos you took of the damage. Your insurer will tell you when you're able to go ahead and have repairs done. In many cases, the insurer may even recommend mechanics and other professionals in your area that can help with the repairs.
Be sure to save all receipts and paperwork associated with RV repairs so your insurer knows the sum for which you'll need to be reimbursed (according to the details of your policy).
Not sure about the details of your RV insurance policy? We'll be happy to review you coverage and explain how and when it can benefit you. Call Miller Insurance Agency at (409) 899-9531 for more information on Beaumont TX RV insurance.
Also of Interest: What to Consider When Traveling Internationally in Your RV and Protecting Your RV's Paint and Exterior
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