December 23, 2020
AgencyThe Safety Risks of Riding a Motorcycle After Dark
The Safety Risks of Riding a Motorcycle After Dark During the winter, the days are a lot shorter. What hours of daylight there are usually don’t allow you as much time to travel as you would like. However, there’s no reason that you can’t drive after dark, but you have to realize that safety risks are going to […]
November 28, 2020
AgencyThe Pros and Cons of Increasing Your Auto Insurance Deductible
If you buy car insurance, then you will likely have to choose a deductible on certain coverage. Deductibles are costs that the policyholder agrees to pay before their insurer pays remaining claim costs. Though this might seem like an extra cost burden to you, a deductible is actually a flexible perk that you can use […]
September 30, 2020
AgencyShould I Increase My Homeowners Insurance Deductibles
Homeowners insurance is a policy that you will likely have to carry over many years, particularly if you have a mortgage on the property. Because of your need for coverage at all times, home insurance will become an essential piece of your household budget. Therefore, you’ll probably want to do all you can to make […]
September 23, 2020
AgencyAre Motorcycles a High Theft Risk?
In 2018, there were more than 3,000 motorcycle thefts in Texas, the third highest number of any state. Both Houston and Austin were among the top ten cities for bike theft, too. Unfortunately, the authorities only recovered about 33% of the state’s stolen bikes. A lost or damaged bike can be a very big headache, […]
August 5, 2020
AgencyBuying Collision Insurance? Here’s How it Works
Buying Collision Insurance? Here’s How it Works If you finance your car, then your lender will likely require collision insurance. This is important coverage to have because it insures your car against damage. While in some cases, it is optional protection, it is still important to have. So, regardless of requirements, always consider adding […]
June 24, 2020
AgencyMotorcycle Insurance Basics for Beginners
There are many similarities between motorcycle insurance and personal auto insurance, so several new bikers know the gist of what to expect when looking to purchase their first motorcycle insurance policy. It’s important to be aware of the differences, however, to make sure you, your bike and anyone who rides it are covered in case […]
March 25, 2020
AgencyWhat Happens if You Get Caught Without a Motorcycle License?
Driving a car without a license can lead to repercussions from the law and the same applies to being caught driving without a motorcycle license. States have different laws regarding motorcycles, but every state requires you to carry a motorcycle license, permit or endorsement. Depending where you are, you can get a motorcycle permit at […]
February 26, 2020
AgencyAdvanced Driver Education And Your Insurance Rates
Sure, you already know how to drive. But advanced driving courses can still be useful. They can not only make you a better driver, but they can also help to save you money on your insurance. In some states, rate reductions for drives who take advanced education are legally mandated. In others, it depends on […]
January 27, 2020
AgencyWhat Kind Of Liability Does Homeowners Insurance Cover?
When you buy home insurance, it usually includes liability coverage as well. Liability coverage is designed to keep you from losing your house to a lawsuit. Here are some of the things that home insurance does and doesn’t cover. What Liability Home Insurance Covers Home insurance generally covers the following types of incidents. Always check […]
December 31, 2019
AgencyAre Motorcycles Seen By Insurers As High-Risk?
Sometimes what starts as a misconception or a mere assumption makes its way into the public consciousness as fact simply because it makes sense on the surface. There are no statistics to back up the myth that suicides spike around the holidays, but the myth persists. However, this is not the case with motorcycles. They […]