September 23, 2020
AgencyAre Motorcycles a High Theft Risk?
In 2018, there were more than 3,000 motorcycle thefts in Texas, the third highest number of any state. Both Houston and Austin were among the top ten cities for bike theft, too. Unfortunately, the authorities only recovered about 33% of the state’s stolen bikes. A lost or damaged bike can be a very big headache, […]
August 5, 2020
AgencyBuying Collision Insurance? Here’s How it Works
Buying Collision Insurance? Here’s How it Works If you finance your car, then your lender will likely require collision insurance. This is important coverage to have because it insures your car against damage. While in some cases, it is optional protection, it is still important to have. So, regardless of requirements, always consider adding […]
June 24, 2020
AgencyMotorcycle Insurance Basics for Beginners
There are many similarities between motorcycle insurance and personal auto insurance, so several new bikers know the gist of what to expect when looking to purchase their first motorcycle insurance policy. It’s important to be aware of the differences, however, to make sure you, your bike and anyone who rides it are covered in case […]
March 25, 2020
AgencyWhat Happens if You Get Caught Without a Motorcycle License?
Driving a car without a license can lead to repercussions from the law and the same applies to being caught driving without a motorcycle license. States have different laws regarding motorcycles, but every state requires you to carry a motorcycle license, permit or endorsement. Depending where you are, you can get a motorcycle permit at […]
February 26, 2020
AgencyAdvanced Driver Education And Your Insurance Rates
Sure, you already know how to drive. But advanced driving courses can still be useful. They can not only make you a better driver, but they can also help to save you money on your insurance. In some states, rate reductions for drives who take advanced education are legally mandated. In others, it depends on […]
January 27, 2020
AgencyWhat Kind Of Liability Does Homeowners Insurance Cover?
When you buy home insurance, it usually includes liability coverage as well. Liability coverage is designed to keep you from losing your house to a lawsuit. Here are some of the things that home insurance does and doesn’t cover. What Liability Home Insurance Covers Home insurance generally covers the following types of incidents. Always check […]
December 31, 2019
AgencyAre Motorcycles Seen By Insurers As High-Risk?
Sometimes what starts as a misconception or a mere assumption makes its way into the public consciousness as fact simply because it makes sense on the surface. There are no statistics to back up the myth that suicides spike around the holidays, but the myth persists. However, this is not the case with motorcycles. They […]
November 20, 2019
AgencyReplacement vs. Gap Insurance: What’s The Difference?
The legal minimum for car insurance, in most states, only covers liability. This ensures that, should you be found at fault in an accident, the other party is able to collect on their damages. Comprehensive and collision coverage will cover repairs. But it might leave you paying quite a bit out of pocket, if your […]
October 14, 2019
AgencyFive Ways to Save on Your Auto Insurance
Drivers may have more control over the costs of their auto insurance than they think. If you are interested in saving on car insurance, it’s time to be proactive. Here are some steps you can take today to save on your auto insurance. 1. Ask about discounts. Auto insurance companies offer a variety of discounts […]
September 15, 2019
AgencyGuest Passenger Motorcycle Insurance Motorcycles
Motorcycles like all cars, require insurance. In many case, you’ll need to purchase a policy that adequately addresses your needs. That means taking care of not only the bike, but also those who ride on it. Often, motorcyclists take passengers along with them. However, if you choose to take a passenger, you need to make […]