April 18, 2023
AgencyHome Insurance and Your Spring Projects
When spring arrives, many people want to head outside to start enjoying their space. A few home improvement projects may happen, too. Making changes to your home is not a problem. However, it is important to consider your home’s risk factors. Be sure that the changes you make do not increase risk. Make sure that […]
May 17, 2023
AgencyAntique and Classic Car Insurance
If you’re a car lover who owns a classic or antique vehicle, you’re probably wondering how you can best protect your investment. After all, some classic and antique cars are incredibly rare and expensive. That’s where antique and classic car insurance can come in handy. What is antique and classic car insurance? As the name […]
June 14, 2023
AgencySpecial Considerations for Toy Vehicle Insurance
What is a toy vehicle? It is not your child’s tricycle. A toy vehicle is a broad term for vehicles that many people use for fun and recreation. Toy vehicles may include RVs, motorcycles, boats or custom cars. Most people who own these vehicles use them in a special and perhaps more guarded manner. For […]
July 5, 2023
AgencyMotorcycle Insurance for Your Scooter
There are many benefits to purchasing a scooter. This type of vehicle has become a very popular option today for various reasons, including the amount of money they can help you to save on fuel. Scooters tend to use much less fuel than typical cars and SUVs, but they also help reduce costs associated with […]
July 12, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
September 12, 2023
millerbeaumontRV Safety Tips for Families
Safety should always be at the forefront of your planning when embarking on a family adventure in a recreational vehicle (RV). RV travel offers the opportunity to create cherished memories on the road, but it also presents unique challenges and considerations. Whether you’re a seasoned RV enthusiast or planning your first trip, these tips can […]
November 9, 2023
millerbeaumontWhat You Need to Know About Mobile Homes and Home Insurance
If you have or are looking at mobile homes, your homeowners insurance needs will be different than that of other types of homes. Each type of policy works similarly, but you need to have the right insurance for your type of home. Mobile homes are of course much different from stationary homes, after all. What […]
January 23, 2024
AgencyMy Insurance Rate Increased – Factors Affecting Insurance Rates
For many people, insurance represents a critical part of overall financial security and stability. After all, these policies and their assorted coverage offerings can establish versatile and robust safeguards against fiscal losses that might otherwise incur far-reaching consequences for an individual’s finances and future. However, insurance policies are also investments themselves and as many policyholders […]
March 21, 2024
millerbeaumontWhat Is Replacement Cost vs. Cash Value in Auto Insurance?
When you purchase comprehensive and collision auto insurance, the insurer agrees to help replace your vehicle if it’s a total loss after a covered accident or incident. The insurance payout for your car depends on numerous factors, including whether you have replacement cost (RC) insurance or actual cash value (ACV) insurance. Replacement Cost in Auto […]
May 27, 2024
millerbeaumontDo I Need Extra Homeowners Insurance Coverage for My Home-based Business?
As more people choose to work from home, understanding the insurance needs of your business while operating within the confines of your residence becomes crucial. Whether you’re a freelancer, consultant or artisan, having the right coverage can help financially protect against unexpected events and liabilities. Will Homeowners Insurance Cover My Home-based Business? Homeowners insurance typically […]